depends, I would keep an eye open, not sure if you are buying new, or just what ever strikes your fancy when you see it.
From big chains buying a pretty nice rifle they might have it 900 at cabelas, you can probably get that for 300 cheaper online.
Hard to say with out specifics. Lots of 9mm poly hand guns hella cheap online I do not see them in stores as cheap on line, get free shipping and find a local guy who does $25 transfers or $30.
Buuuut of course give your local guy a chance to sell or order a gun for you.
Life Member, NRA, Lapeer County Sportsmen's Club Disclaimer: I Am Not A Lawyer. Opinions expressed are not representative of any organization to which I may belong, and are solely mine. Any natural person or legal entity reading this post accepts all responsibility for any actions undertaken by that person or entity, based upon what they perceived was contained in this post, and shall hold harmless this poster, his antecedents, and descendants, in perpetuity.
The only reason I'd even think about it is that if you ran across something rare, unique or something special you "just had to have"... you'd be happy to pay the shipping and transfer fees. To go buy a new "whatever" that any dealer can order for you. No, it makes zero sense.