Who do you have your collections insured with? I have AAA homeowners but their process is burdensome. Tx
Who do you have your collections insured with? I have AAA homeowners but their process is burdensome. Tx
I'm interested in this as well. I've contacted my homeowners insurance company, but would entertain quality and reputable other companies.
And who did your appraising for insurance purposes?
Several mentioned here in a thread earlier:
https://www.migunowners.org/forum/sh...arms+insurance
I have a rider with my home owners insurance
Every time I purchase a new firearm I record it with them and get charged accordingly - ie value. (While some might not like it, I give them Make, Model, Serial # and value - insured for 100% of said value).
I have a policy with Eastern Insurance that is completely separate from my homeowners policy. I think it costs me $135 or $150 for a year's coverage of up to $35,000. Very easy to deal with to set up policy and for renewals, but, thankfully, I have not had to file a claim with them so far.
The very existence of flamethrowers proves that sometime, somewhere, someone said to themselves, “You know, I want to set those people over there on fire, but I’m just not close enough to get the job done.”
I have gone with Eastern now as well.
Very easy to deal with,everything was done online,except the credit card information,which was completed with a phone call between the agent, and myself.
As stated above,coverage starts (minimum policy) at $40,000.00,with $150.00 premium.
Any gun over $10,000.00 has to be scheduled,and I have a custom made K-80 that is appraised at just under $20,000.00,so I covered it that way because that's my primary Clay's gun that I travel with.
Interesting though, that if you're in some high risk areas,and Florida is one of them, they establish higher deductibles because of hurricane and flooding concerns.
...One thing for sure however, is that if I'm faced with any of those possibilities,that K-80 is going to be as safe and secure as I am.
Other benefits of Eastern's policy is that practically anything connected to firearms is covered up to $40,000.00,with the basic policy.
...This includes ammo,reloading,accessories,etc.
Overall, a pretty reasonable and flexible policy!